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Alberto Pacheco

Find Your Dream Home











Alberto Pacheco

Homesmart Evergreen Realty

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by Alberto Pacheco

June 11, 2022


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June 06, 2022


by Keeping Current Matters
If your lifestyle has changed recently and you’re ready to make a move, taking advantage of today’s sellers’ market might be just the answer for your summer plans. With homes continuing to get multiple offers, this could be your moment to get the contract you’re looking for on your house if you’re ready to sell.And here’s the thing – you need an expert on your side to ensure you make all the right moves when you do, especially when it comes to pricing your house. Even in this competitive market, you can’t stick just any price tag on your home and get the deal you want. A key piece of the puzzle is setting the right asking price so you can help buyers notice your home (and get excited about it) from the very first time they view the listing. That’s where a real estate professional comes in.Why Pricing Your House Right Is . . .

June 01, 2022


by Keeping Current Matters
In today’s housing market, many are beginning to wonder if we’re returning to the riskier lending habits and borrowing options that led to the housing crash 15 years ago. Let’s ease those concerns.Several times a year, the Mortgage Bankers Association (MBA) releases an index titled the Mortgage Credit Availability Index (MCAI). According to their website:“The MCAI provides the only standardized quantitative index that is solely focused on mortgage credit. The MCAI is . . . a summary measure which indicates the availability of mortgage credit at a point in time.”Basically, the index determines how easy it is to get a mortgage. The higher the index, the more available mortgage credit becomes. Here’s a graph of the MCAI dating back to 2004, when the data first became available:As the graph shows, the index stood at about 400 in 2004. . . .

May 23, 2022

GRANADA HILLS CA REAL ESTATE MARKET UPDATE APRIL 2022add_circle34 HOMES CLOSED ESCROWMINIMUM LISTING PRICE $550,000 HOUSE WITH 5 BEDROOM, 3 BATHS, 2,820 SQ FT, LOT OF 7.574 AND 16 DAYS ON THE MARKETAVERAGE LISTING PRICE $1,134,339, HOUSE WITH 4 BEDROOMS, 3 BATHS, 2, O76 SQ FT, LOT OF 13,515 AND 10 DAYS ON THE MARKETMAXIMUM LISTING PRICE $3,325,000 HOUSE WITH 5 BEDROOMS, 5 BATHS, 6,550 SQ FT, LOT OF 35,143 AND 11 DAYS ON THE MARKETSIX HOMES SOLD BELOW THE ORIGINAL ASKING PRICE, AND TWENTY-EIGHT ABOVE.TWO WERE PROBATES, SIX TRUST SALES, AND TWENTY-SIX STANDARDS.HOMES LISTED AT THE RIGHT PRICE GET MULTIPLE OFFERS WITHIN DAYS AND OPEN ESCROW WITH AN ABOVE ORIGINAL ASKING PRICE MORTGAGE INTEREST RATES: CONVENTIONAL 5.3%, FHA AND VA AT 4.5% ALL FIXED FOR 30 YEARS.I INVITE YOU TO SUBSCRIBE TO MY YOUTUBE CHANNEL: ALBERTOPACHECO REALTOR..I UPLOAD A VIDEO EVERY WEEKAlberto Pacheco . . .

April 20, 2022


by Keeping Current Matters
Since the number of homes for sale is low today, it can feel challenging to find one that checks all your boxes. But if you know which features are absolutely essential in your next home and which ones are just nice bonuses, you can land a home that fits your needs.Danielle Hale, Chief Economist for realtor.com, explains it like this:“Focus on the goal you set out for yourself, like your list of must-haves and nice-to-haves and your budget, . . . Stick to that. Be persistent.”So how do you go about creating your list of desired features? The first step is to get pre-approved for your mortgage. Pre-approval helps you better understand your budget, and that plays an important role in how you’ll craft your list. After all, you don’t want to fall in love with a home that’s too far out of reach.Once you have a good grasp of your . . .
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